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Check Fraud Ring Targets Middle Tennessee Mailboxes

2 Homeless Men From Chattanooga Arrested
Posted at 4:08 PM, May 24, 2017
and last updated 2017-05-24 20:29:59-04

Officials with the Spring Hill Police Department have arrested two homeless men from Chattanooga believed to be involved in a check fraud ring.

Authorities said Lamar McCain and Vincent Scott were taken into custody and charged with criminal simulation and attempt to commit theft under $1,000.

According to an investigation, the two attempted to cash stolen checks at Regions Bank in Spring Hill and First Farmers and Merchants Bank in Williamson County.

Reports stated a clerk recognized one of the suspects from a previous visit and contacted police with the vehicle description.

Police said the homeless men have been suspected of being part of a check fraud ring that had been ongoing for multiple weeks.

It has been described as a layered criminal organization. 

"A group of people go into a big city like Nashville or Chattanooga and drive by the homeless shelter and recruit them," Spring Hill Detective Michael Foster told NewsChannel 5. "They'll go to a neighborhood just to open mailboxes and find a check. They'll use some type of liquid or process to wash the check off and replace the check with the homeless person's name based off their ID."

A Spring Hill detective said the ring targeted mailboxes in Williamson and Maury counties. 

The suspects’ vehicle was pulled over in Spring Hill, and the two homeless men were arrested.

A couple in the vehicle from Atlanta were believed by police to be involved, possibly as the ring leaders; however, officials said that could not be proven. The husband and wife were not taken into custody.

"Usually they come in from out of state and just pick a city. That way people aren't familiar with them," Detective Foster added. 

Police said it was unknown how many victims there were in this case.