Thousands May Need To Purchase Flood Insurance Under Revised Flood Map

Posted at 5:30 PM, Nov 14, 2016
and last updated 2016-11-14 21:27:39-05

Thousands of property owners may have to purchase flood insurance following a revision to the floodplain map by the Federal Emergency Management Agency (FEMA) in Davidson County. 

The change will add approximately 4,400 properties to the high-risk floodplain, and properties with a mortgage may be required to purchase flood insurance. 

"I think if I was worried about it, I would have flood insurance," Fred French, a homeowner who lives in a high-risk floodplain area, said. 

French does not have a mortgage on his home, so he won't be required to purchase flood insurance, but others will be required to, and all Davidson County residents near areas of water that could flood are being encouraged to purchase flood insurance regardless of whether they fall in these zones or not. 

"Anything can happen, it's nature," Brittany Jones explained, who's family owns a home in a high-risk area of the floodplain map. 

Jones' family has flood insurance, and Jones believes anyone who lives near water is better safe than sorry. 

"You might need it, because you never know what could happen to your house," Jones explained. 

To see if your home falls under the high-risk floodplain (areas designated as Floodplain or 100 Year Floodplain), you can visit the Metro Water Service's website where they have posted the map. (