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7 ways to avoid falling for charity scams

Posted: 11:11 AM, Dec 27, 2018
Updated: 2018-12-27 17:15:28Z
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NASHVILLE, Tenn. (WTVF) — As 2018 winds down, the Tennessee Department of Commerce and Insurance is warning consumers about end-of-year charity scams.

The department’s Division of Consumer Affairs said consumers should always research charitable organizations before donating or entering personal information online.

“The holiday and end of year season is a great opportunity to donate to legitimate charitable organizations in order to give back to the community,” said TDCI Commissioner Julie Mix McPeak. “When making a donation, we advise consumers to always practice due diligence in order to ensure the money will be going to the intended organization, not a scammer.”

Charity scammers use the end-of-year giving surge and take advantage to consumers’ generosity, the department said. Here’s a few tips on avoiding scammers:

- Always research the charity or organization before giving money.

- Find out how much of your donation will go for the charitable purpose and how much will go toward the charity’s administrative costs.

- Don’t rush: Request information to be sent to you. Consider your options carefully. Get all the information about an organization before you give.

- If an organization is soliciting donations over the phone or via the Internet or social media and you did not initiate contact, do not give your personal or financial information until you are able to do research.

- Be cautious of lookalike websites: Fraudulent websites often ask for personal or financial information over an unsecure connection or may download harmful malware into your computer. Look for a padlock symbol or “https” before the web address indicating that it is secure.

- Don’t assume that charity recommendations on social media platforms have already been vetted. Research the charity yourself.

- Check labeling on donation bins indicating the intentions for the donations and information about the charity. You can review required information for professional solicitors, non-profit, and for-profit organizations here .

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